Monday, May 04, 2009

Life with a Punecard

Punecards is round the corner if you wish it. It may no longer be a dream of the distant future. But we need to desire it strongly enough before it happens. What will a Punecard world look like? What will you be willing to do to make this a reality?
  1. I travel to Zensar. Ganesh has already intimated the security at the gate of my meeting with him and my Punecard number. When I mention my name the security pulls up my photograph retrieved from Punecard in the visitors expected list he has. I can just pass through as the picture matches. He can also quiz me with any profile details if he is in doubt.
  2. I exchange my Punecard – my digital visiting card – with the people at the meeting. My visiting card is now current even when my mobile or email change.
  3. At the admission desk of the university I provide my Punecard number- the clerk uses that to fill up my form. I could well have filled up the form online from home through Punecard. In one click I am able to provide all the details that are required by the admissions committee.
  4. All educational institutes are now uploading my educational certificates to my Punecard account. I can now provide a digital degree certificate to those who ask it of me.
  5. My privacy is now better controlled. I provide information digitally to whom I may want. Every provision of information also leaves behind an audit trail so I know anytime who took what information from me.
  6. My data on Punecards is scattered between multiple servers and strongly encrypted. I can have a premium account to increase transaction security.
  7. The RTO just needs my Punecard number to register my vehicle. My neighbor, who is still at the silver card level and not a platinum cardholder like me, has to add certified copies of various certificates along with the PuneCard number. I can just provide the number!
  8. My Punecard now facilitates cashless bus travel- All I need to do is flash my card and enter my PMPML pin into the small machine next to the driver.
  9. Surprise- Just after few weeks of using the Pune Card on PMPML busses and the bus routes and frequencies seem to have improved to match my needs!
  10. My kids have got enrolled into a free “Yellow Bus” service to take them to school automatically. The pickup and drop of points have been intimated to them and me on the Punecards account.
  11. My neighbor who works at the Magarpatta IT park has automatically got enrolled to a “Red Bus” service to take him back and forth at a time that he specified!
  12. The Municipal and Cantonment bodies now offer me all civic interactions on my Punecard account. Now all the documents that relate to me automatically available to me on my account - the birth records, properties I own, their approved plans, NOC’s, building permissions, the licenses I have obtained; all digitally certified – I can even back them up on my computer if I wish. No longer do I need to run around for these services.
  13. At parking lots I simply provide my Punecard number and my PIN – no more cash to dole out here!
  14. The parking lots have got reconfigured over the year to accommodate the short and long park vehicles and cope with the loads. Nice to see a responsive local body!
  15. I just moved houses- Thanks to Punecard I just update my profile on PuneCard and all relying parties that I transact with automatically update my address. A verification intimation is sent instantly to my email and mobile.
  16. Applying for an insurance policy is a click away- my Punecard profile simply fills up the form here as it does for the mutual fund I apply for.
  17. Lol! I could just walk away with the new mobile phone in 5 minutes with my Punecard! With dynamic “KYC” provided by the card, telecom companies now use this for fast track mobile and internet account registration.
  18. The police are happier now that Pune is a safe city. Crime prevention is now far easier. Tracking a criminal is minutes away.
  19. Voting online will soon be possible with the integration of Punecards into the ECI’s voting system.
  20. Whenever my profile changes, I start with an unauthenticated profile. As I provide my details to different organizations the authentication count of my profile increases.
  21. My Punecard account tracks the use of my information- I now have a record of who I have shared my profiles with. I can opt to stop sharing update details of my profiles.
  22. When I sign up for my club I provide my Punecard number. My club uses Punecard’s premium services that allow them to provide club-members directory, calendars, alerts and much more.
  23. My company can now allow me to manage my profile- no more request letters or repeated form filling for expense reports, travel indents, reimbursements, address, phone, email changes; all of these are filled through Punecards.
  24. My company can now provide a digital certificate for employment- My supervisor can endorse the projects I participated in. My references are people on Punecards, themselves with a public profile on Punecards.
  25. As a Punecard holder I now have a firm reference of my city backing me for getting a job, for being an entrepreneur and doing good business.
  26. With Punecard premium services I can have my own home page with a public profile and opt to be listed in a searchable directory as a punekar!
  27. To upgrade my Silver Punecard to Gold I can visit any of the Gold Relying Parties. They simply sign me up as a subscriber to their services and verified at least three of the documents required by Punecard.
  28. I got my Platinum Card by visiting a certified authority who uploaded my photograph and fingerprints and verified the certificates I had carried with me. I don’t need to leave unsecured photocopies of these certificates anymore- all Punecard relying parties can just access them online now, and I know who accessed them.
  29. I registered myself for postpaid charges on various services. I now use my card in the bus, parking lots, public phones etc with my PIN or thumb-print to authenticate my use. At the end of the month I pay for the services I used. My Punecard account page lists my usage and the amounts.
  30. My Punecard allows third parties to provide me applications around my secure identity- I am glad that my bank, hospital, insurance company are now allowing me to bank my information with them on my Punecard account.

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